Help To Buy

Move with just a 5% deposit using the Help to Buy scheme
George Osborne launched the Government-backed equity scheme Help to Buy - a scheme intended to make mortgages more readily available to people who cannot afford a large deposit. The Help to Buy scheme will be available on selected homes on our developments.

Help to Buy scheme example for a property valued at £300k:

5% deposit: £15,000
Government's 20% loan: £60,000
75% mortgage from commercial lender:
Total: £300,000

About Help to Buy

  • Help to Buy is available to all* not just first-time buyers

  • You may only need a 5% deposit to qualify

  • The Government will lend you up to 20% of the value of your property through an equity loan, which will be interest free for the first five years and can be repaid at any time or on the sale of your home

  • You may only need to secure a 75% mortgage, depending on the credit score a higher deposit may be required

* subject to meeting the eligibility criteria

Help to Buy terms and conditions

The Help to Buy scheme has specific terms and conditions and is subject to affordability criteria as defined by the Homes and Communities Agency. Help to Buy Scheme is currently only available in England. Not to be used in conjunction with any other purchase assistance scheme, offer or promotion .


Use our easy Help to Buy calculator and see if Help to Buy can get you moving.

Begin your search now and get a quick understanding of what you are able to borrow and what it will cost you on a monthly basis. Please start by entering your Household Income.

Help to Buy calculator

Results with Help to Buy

Estimated monthly mortgage repayment
5% deposit £23,750
20% Help to Buy Equity Loan £95,000
75% mortgage £356,250
Property value £475,000

With Assisted Mover we aim to reduce some of the stress and cost of selling your current home, giving you more time and money to spend on your brand new Hollins Home.

If you have set your heart on one of our new homes, but still need to sell your current property, Hollins Homes can help to find you the right buyer with our Assisted Mover scheme.

Via our Assisted Mover scheme, we manage the sale of your current home, we pay your estate agent fees*, and we ensure a fast sale at the best price. You can sit back, relax and let us do the hard work selling your current home!


These are the simple steps to secure your dream Hollins home:-

  1. You choose your dream Hollins Home

  2. We select the right Estate Agent to provide a realistic market valuation of your current home

  3. Together we agree the asking price and our Estate Agent markets your property for an agreed period

  4. We follow up on all viewings, keeping in regular contact with our Estate Agent, and we keep you fully updated along the way

  5. Once we find a buyer for your current home, you then reserve your dream Hollins home**

  6. As you move into your dream Hollins home, we pay your estate agent fees saving you thousands!*

To take advantage of our Assisted Mover scheme, or to simply find out more, speak with your Hollins Homes’ Sales Consultant today.

*Estate agent fees will be paid up to 1.5% of the achieved sale price on your current home. 
**Standard £500 reservation fee applies on your chosen Hollins Home. Subject to Hollins Homes’ Terms & Conditions which can be requested on application. This offer cannot be used in conjunction with other offers. Hollins Homes will continue to market your chosen plot and has the right to sell your chosen plot to any prospective purchaser who is in a position to proceed prior to you selling your current home. In this circumstance, you will be contacted immediately and offered a suitable replacement plot if available. 

Stamp Duty Savings

Purchasing your new home can be a real financial strain. Saving for a deposit, budgeting for legal fees and mortgage repayments can make it almost impossible for you to get onto the property ladder.

Help is at hand. Following the recent Government announcement stamp duty will be cut for 98% of people who pay it. With the introduction of a banding system you could make significant savings on the stamp duty you have to pay.

How it works: 

Much like income tax rather than paying a fixed percentage dependent on the total sale price of the property, the percentage of stamp duty will now only be applied on the portion of the property price in specific brackets. 

At Hollins Homes we understand and appreciate the valuable job carried out by Civil Servants. Therefore, members of our much loved Armed Forces, NHS, Police Force and Fire Service – looking to purchase a new Hollins Home – will qualify for our ‘Civil Servant Discount Scheme’. You will be offered a 1.25% discount of the gross selling price!

Our ‘Civil Servant Discount Scheme’ is available on selected properties and subject to Terms and Conditions. Speak with your Sales Consultant for further information.